ICICI bank IFSC Code, New Delhi | Available Here

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Industrial Credit and Investment Corporation of India or popularly known as ICICI bank is an Indian multinational banking and financial institution of India. It has its headquarter in Mumbai, Maharashtra, with its registered office in Vadodara. The bank offers wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of investment banking, life and non – life insurance, venture capital and asset management.

ICICI bank has a vast network of 4,850 branches, and 14,404 ATMs in India and has a presence in 19 countries including India.

IFSC Code of ICICI Bank, New Delhi

Reserve Bank of India (RBI) has launched IFSC codes which stand for Indian Financial System Code. This code was introduced by the RBI in order to ensure security and safety of the transactions. IFSC Code also helps in indentifying the bank and branch where the account of the beneficiary is held. RBI has also mandated IFSC code for different bank transactions. The IFSC code helps in recognizing each and every bank and its branches separately.

The IFSC Codes follow two payment and settlement systems in India which are as follows:

  • RTGS (Real Time Gross Settlement)
  • NEFT (National Electronic Fund Transfer)

IFSC Code is 11- digit code assigned by the Reserve Bank of India (RBI) to every bank as a part of NEFT / RTGS.

In IFS Code

  • First four characters identify the bank name i.e. ICIC
  • The fifth character is always 0
  • And the last character represents the branch address i.e. 003543

[The IFSC Code used in above example is of Chhattarpur, New Delhi, i.e. “ICIC0003543”].

New Delhi is the capital city of India and regarded as the heart of the nation. The city is popular for its enriched culture and heritage. The city hosts some of the famous historical monuments and is developing with the passing of time.


Punjab National Bank IFSC Codes

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The Punjab National Bank is an Indian Multinational Banking Corporation. The bank was founded on 19th May 1894. The Bank has its headquarters in New Delhi. As per the record on 31st March 2017, the Bank has over 80 million customers with 6937 number of branches and 10681 ATMs across 764 Cities. The bank has collected a revenue of 47, 424.35 Crore on 2016 and it has total of 70, 801 employees.

The bank has left its footprints outside India also. The bank has its subsidiary in UK as well as has its branches in Hong Kong, Kowloon, Dubai and Kabul.

The representative offices are located in Dubai, Kazakhstan, Shanghai, and Oslo etc.

Sunil Mehta is the Managing Director and CEO of the Bank.

Products and Services

The Bank provides a wide range of products and services for its customers. The following are the products and services offered by the bank:

  • Credit cards
  • Consumer Banking
  • Corporate Banking
  • Finance and Insurance
  • Investment Banking
  • Mortgage Loans
  • Private Equity and
  • Wealth Management

Punjab National Bank and its IFSC Codes

The Punjab National Bank offers different ways to transfer funds from one account to another. Some of the transfer methods are NEFT, RTGS, IMPS and MICR. The RTGS which is otherwise called as The Real Time Gross Settlement and National Electronic Fund Transfer (NEFT) are the money transfer methods. These methods are safe and secure. The transactions performed by these uses IFSC Codes that are unique to every individual bank branch. Hence, the IFSC Codes plays a vital role in the online transactions.

Punjab National Bank IFSC Codes

The IFSC stands for Indian Financial System Code. These codes are 11 digit alpha-numeric unique code which is used to identify each bank branch situated in India. These codes are mentioned in the bank cheque books of an individuals, firms and corporates etc. These codes are also used to transfer money through NEFT and RTGS as mentioned in the above section.

The first four characters of the code are in alphabets which denotes the bank name and the last six digits are the numbers that represents the bank.

You can get the IFSC Code of any Bank, if you have the following information:

  • Name of the Bank
  • Name of the State
  • Name of the District
  • Branch Name

The IFSC Code of the Punjab National’s Bank Gaini, Bareilly, Uttar Pradesh Branch is PUNB0211100 (used for RTGS, IMPS and NEFT Transfers). The last six characters denotes the Branch Code. The MICR Code is 24302455.

 

 

How to get Ration Card in West Bengal

f:id:RobertCTurner:20171230193649p:plainThe primary reason for issuing a ration card is to avail basic necessities such as food grains, sugar, kerosene, wheat and fuel at a subsidized rate. It also works as proof of identity and address. It is issued by the Food and Civil Supplies Department of West Bengal.

 Types of WBPDS Ration card

  • Antodaya Ration Card issued to old age people or the unemployed people.
  • Below Poverty Line Ration Card (BPL) issued to people whose income is less than 10,000 yearly.
  • Above Poverty Line Ration Card (APL) issued to people with higher annual income.

Eligibility For WBPDS Ration card

Eligibility Criteria to get a new ration card

  • The applicants are required to be the citizens of India
  • The applicants are required to be the head of the family to apply for a ration card
  • Applicants are required to submit a surrender certificate if they are shifting to a new place
  • Submit a certificate mentioning that the individual does not have any extra ration card applied
  • In case of marriage or birth of a child, the individual has to submit marriage certificate or birth certificate

Apply for Ration Card West Bengal

  • Visit the PDS (Public Distribution System) office and ask for application form to apply for West Bengal Ration Card
  • Fill in the application form properly
  • Attach required documents such as residential proof and photo identity proof along with income proof and age proof of the head of the family along with the application form

Check the status of the WBPDS Ration card

  • Visit official website of West Bengal
  • Click on check status online option on the homepage
  • Enter required information such as District, Block / Municipality, last 8 digits of application number, 16 digits of application number
  • Click on search option and the status of your ration card will be displayed on the screen.

Ration Card Department Details and Information

  • Name of the Department – The Food and the Civil Supplies Department
  • Address – The Food and The Civil Supplies Department APC Road, Syam Bazar Kolkata, PIN Code – 740004
  • Contact Number – 033 55337639
  • Official Website - https://wbpds.gov.in/

 Check Here For Aahar Jharkhand Ration Card.

Indian Postal System and Importance of Pin Codes

The need and importance of a Post Office in our lives originate from its unique services provided to the citizens of India. There is a post office located in almost every town and city. It is a very important building as it is the base of all the postal activities that take place in our country.The need and importance of a Post Office in our lives originate from its unique services provided to the citizens of India. There is a post office located in almost every town and city. It is a very important building as it is the base of all the postal activities that take place in our country.

 

Indian Postal System

The Department of Posts or the Indian Postal System is a Government based system in India. It was founded on 1st of April 1854. The headquarters are located in Sansad Marg, New Delhi. There are about 154, 939 number of Post Offices out of which 82. 86% of the Post Offices are located in the rural areas and 10.14% in the rural areas. 

A Post Office is headed by a Post Master who looks after the working of the postal department of the area. Several Postal Assistants work under him and perform different functions such as:

  1. Selling stamps and envelopes
  2. Sending and receiving telegrams
  3. Sending and receiving the Money Orders
  4. Administrative duties in the efficient running of the Post Office

The Postmen collect the letters from the Post Box of the Post Office and deliver them to the address mentioned in the Postcards and envelopes.

The letters delivered to the addresses are categorized through a specific batch of numbers which are called as the PIN Codes. The PIN Codes are the backbone of the Postal Industry. 

 

PIN Codes and its Importance:

PIN stands for the Postal Index Number. It is a six-digit code which is used for numbering the Post Offices. The PIN Code was first introduced on 15th Aug 1972. There are total 9 PIN Regions in the country. The first eight denotes the geographical regions and the digit 9 is reserved for the Army Postal Service. 

The first digit indicates one of the regions. The second digit indicates the sub-region, the third digit denotes the sorting/revenue district and the last three digits denote the delivery Post-Office. 

Importance of the PIN Codes:
  • Each PIN Code defines one single and unique delivery Post Office. Mentioning the PIN Code in any address helps you to locate down the address very easily.
  • The PIN Code increases the efficiency of the Postal Distribution system by ensuring speedy sorting and delivery.
  • It also reduces the confusion and errors created by the similar place names, incomplete and incorrect address etc. 

Thus, the Indian Postal System and the PIN Codes play a vital role in India’s Socio-Economic development.

Tamilnad Mercantile Bank – “Be a step ahead of life”

 

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TAMILNAD MERCANTILE BANK LIMITED

Tamilnad Mercantile Bank is a private financial company, headquartered in Tuticorin, Tamil Nadu, India. The bank was established and registered itself in 1921 which was formerly known as Nader Bank Limited and later changed its name to Tamilnad Mercantile Bank.
The bank has a vision “To be a progressive bank with strong brand equity, enhancing value for all the stakeholders through excellence in performance and good governance”

At present, the bank has 509 branches across the nation and 12 regional offices and eleven Extensions counters, six central processing centres, one service branch, four Currency Chest, 19 e – Lobby centres, and 1094 ATMs.

Products and Services offered by Tamilnad Mercantile Bank

   1. Cards offered by the bank

  • TMB Campus Card
  • TMB Fleet Card
  • TMB Gift Card
  • TMB Prepaid Card
  • Smart Shopper VISA Debit Card
  • India Card Credit Card

   2. Savings Account

  • Savings (AWB) Account
  • Salary SB Account
  • SB Premium Account
  • Happy Family Banking Account
  • Little Super Star Savings Account
  • Dynamic Youth Savings Account
  • Royal SB Accounts
  • VISA SB Account
  • Mahila Subah Savings Account
  • Basic Savings Deposit Scheme
  • Pradhan Mantri Jan Dhan Yojana

   3. Fixed Deposits Account

  • Basic FD
  • Muthukuviyal FD
  • Porkuvial FD
  • Santosh FD
  • Double Deposit
  • Tax Savings FD
  • Pearl Deposit
  • 20:20 Deposit

   4. Loans

  • Personal Loan
  • Home Loan
  • House Rent Loan
  • Doctor Loan
  • Education Loan
  • Short-Term Study Loan
  • Two – Wheeler Loan
  • Car Loan
  • Vehicle Finance (Commercial)
  • Gold Overdraft
  • IPO Finance Loan
  • Pension Loan

   5. NRI Banking

  • NRE Premium Account
  • NRE Regular Account
  • FCNR – B Account
  • FCNR Plus Account
  • NO Account
  • RFC Account
  • Home Loans for NRIs
  • Travel cards
  • Money transfer facilities like Western Union Money Transfer, Xpress Money Service, GCC Exchange, Remit2India, etc.
  • Forex Services like forex analysis report, outward and inward remittances, export and import credit services, etc

   6. Internet Banking

 

IFSC Code Tamilnad Mercantile Bank Ltd

IFSC Code is an 11-digit code assigned by the Reserve Bank of India (RBI) to every bank as a part of NEFT / RTGS.

In IFSC Code :

(a) First four characters identify the bank name i.e. TMBL.

(b) The fifth character is always 0.

(c) And the last character represents the branch address i.e. 000207

[The IFS code used in above example is of Shahdara, New Delhi i.e., “TMBL0000207”].

 

check for Canara Bank IFSC Code.

 

South Indian Bank IFSC Codes

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The South Indian Bank is a private sector bank which has its headquarters at Trissur in Kerala, India. It was founded in the year 1929. The bank has a network of 850 branches, 4 service branches, 48 ext. counters and 20 Regional Officers. The offices are spread over 27 states and 3 Union Territories in India. The bank has about 1320 ATMs and 17 Bulk Note Acceptor/Cash Deposit Machines all over India.

Achievements of the Bank:

The bank bagged many achievements starting from the year it was founded. Some of the milestones are:

  • The bank is first among the public sector banks in Kerala to become a scheduled bank in the year 1946.
  • It is the first bank in India to open a currency chest in April 1992.
  • It is the first public sector bank to open an NRI Branch in Jhumritalaiya in the year November 1992.
  • In the year March 1993, the bank started an Indian Finance Branch.
  • It is the first public sector bank in Kerala to open an Overseas Branch in June 1993.
  • The bank developed a complete in-house, fully integrated branch automation Software in Kerala.
  • The bank implemented the First Core Banking System.
  • The bank ranks 8th as the largest branch network among all the public sectors banks in India.

The bank offers a wide range of products and services to the customers like Loans, Private Banking, Savings, Investment, Vehicles, and Insurance etc. The bank collected a revenue of Rs 26.4270 Billion, with a net income of Rs 2.3376 Billion.

South Indian Bank IFSC Codes

An IFSC Code is an 11-digit alphanumeric character code which was launched by the Reserve Bank of India. This code is essential for making any NEFT or RTGS Transactions. This code helps to identify the source and the destination bank in the event of the fund transfer. This 11-digit character code is broadly divided into three parts where the first four characters denote the name of the bank, the fifth character is always zero, and this character is meant or reserved for the future use and the last six characters represent the Branch code of the bank.

Let us take an example of the IFSC Code of South Indian Bank Kannur Chalad Branch. The IFSC Code of this branch is SIBL0000955. The mode of payment that the bank accepts is Cash, Cheque, Demand Draft and Net-Banking. The Remittance Services offered is NEFT.

Check Here the IFSC Code of Bank of Maharashtra Wikia

State Bank of India IFSC Code

The SBI is an Indian multinational public sector banking and financial service banking. This is Government-owned Corporation. The bank has its headquarters in Mumbai, Maharashtra. Rajnish Kumar is the Chairman of the Bank. The bank along with its 5 associate banks (State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore) merged with the Bharatiya Mahila Bank. The bank was founded on 2nd June 1806 as Bank of Calcutta making it the oldest commercial bank and later was nationalized on 2nd June 1956. With the merger, the bank will enter the league of top 50 Global banks with a balance sheet size of 33 trillion. The company is ranked 232nd on the Fortune Global 500 list of the world’s biggest corporations as of 2016.

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The bank has a network of more than 24,000 branches, 59,000 ATMs. It has 198 offices in 37 countries and it has the largest number of the employers in the country with 209, 567 number of employees as on March 2017.

State Bank of India

The State Bank of India offers different funds transfer methods such as NEFT, RTGS, IMPS, and MICR. The Real Time Gross Settlements (RTGS) and the Magnetic Ink Character Recognition (MICR) are the money transfer methods. These are fast, safe and secure. These transactions use IFSC Codes that are unique to every individual bank branch. The IFSC Codes plays a vital role in the online transactions.

The IFSC Code is an 11-digit alphanumeric code which consists of the bank name and branch code or ID. The first four characters of the code are in alphabets which represent the bank name, and the last six digits which are usually the numbers represents the name of the bank. The IFSC Code of State Bank of India is SBIN.

Example: SBIN0000733 is the IFSC Code of State Bank of India Delhi Cantt Branch. Where the last six digits represent the branch code of the Bank. The MICR Code of the Delhi Cantt SBI Branch is 110002027.

Products and Services

The Bank offers a wide range of Products and services. They are Consumer banking, Corporate Banking, Finance and Insurance, Investment Banking, Mortgage Loans, Private Banking, Private Equity, Savings, Securities, Asset Management, Wealth Management, Credit Cards.

Awards and Achievements

  • The SBI bank is top-ranked in the Top Bank in India in Tier 1 capital by the Banker Magazine.
  • Ranked 232nd in Fortune Global 500 rankings of the world’s biggest corporations of the year 2016.
  • Ranked 29th as the most reputed company in the worlds according to the Forbes in 2009.
  • The bank is the 50th most trusted bank in India according to the Brand Trust Report in 2013.